Pension Planning

It's important to plan ahead for your retirement. Here, we explain why pension planning is so important, and describe some of the options available to you. This information is intended only as guidance. For advice on your specific circumstances, please get in touch.


We all know it’s important to plan for retirement, but many of us are still not planning well, or early enough.
Personal pensions may be suitable if you are self-employed, if you are not working but can afford to put aside money for retirement, or even in addition to a company pension.
The fundamental idea of a personal pension plan is simple. You put money into a savings fund and it hopefully grows in value. At retirement, you have several options which are usually designed to replace some (or all) of your employment income.
A workplace pension is a way of saving for retirement arranged by an individual’s employer. It is sometimes called a ‘company pension’, an ‘occupational pension’ or a ‘works pension’. Automatic enrolment into a workplace pension is an easy, hassle-free way for workers to save for their retirement while they are earning.
The government has introduced a new law designed to help people save more for their retirement. It requires all employers to enrol eligible workers into a workplace pension scheme if they are not already in one.
With pensions being most people’s second-largest asset, they can become a major consideration in any divorce settlement.

UK News

The PM is set to brief fellow leaders on her Brexit plan amid disagreement over the Irish border.
A woman and man have died, travel is disrupted and power lines are cut as Storm Ali hits the British Isles.
Police sources say a hoax is also likely to be one line of inquiry after an incident at a Wiltshire restaurant.
The inquest into the deaths of five people is also shown CCTV footage of Khalid Masood's final movements.
Orla Kiely's shops and website have closed amid reports that its parent company ran out of cash.