Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.
Life and Protection Insurance
Life and Protection Insurance policies can protect you and your family from the financial consequences of death, a serious accident or illness, or unemployment.
Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.
This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.
Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.
Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness/injury or, often as an optional extra, unemployment.
Influential economists argue 4% extra a year is needed - and tax rises are the only way to pay for that.
A severely disabled boy, 11, says Flambards Theme Park in Cornwall is discriminating against him.
There's been a big rise in the number of reported cases of sextortion - when victims are recorded carrying out sex acts online.
The Met used force 62,000 times with more than a third of incidents involving black people.
Researchers in Glasgow analysed the amount of time 390,000 people spent looking at TV and computer screens.