Also known as ‘key man insurance’, this can compensate a business for financial losses arising from the death, or extended incapacity, of a specified employee or director.
Business Protection
Business protection is all about insuring for the unexpected. It's a way of protecting your business if something goes wrong.
This can provide a business partnership with the funds to ‘buy out’ or compensate the deceased’s dependants, should a business partner die.
In the interests of financial security, business stability and continuity, it is essential to provide a safety net following the loss of a shareholder.
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A report from Policy in Practice says awareness, complexity and stigma are the main barriers stopping people claiming.
Its decision comes as the industry says there is a lack of government investment and as the US pressures firms to invest there.
The economy failed to grow following the biggest contraction in manufacturing output for a year.